SpareBank 1 Sør-Norge ASA SB1NO

What the company says it expects, and how often it has delivered on it.

Guidance in the latest report

• Positive earnings contribution from sale of 55.2% of SpareBank 1 Sør-Norge Forretningspartner AS (Q3 2026)
  “The transaction is expected to generate a positive earnings contribution of approximately NOK 80 million in the third quarter of 2026.” (p. 7)
• Long-term financial target for return on equity (long term)
  “The Group’s long-term financial target for the return on equity is higher than 14% and to be among the top three comparable financial groups in Norway.” (p. 13)
• Long-term target for cost to income ratio (long term)
  “The Group’s long-term target for the cost to income ratio is 35%.” (p. 13)
• CET1 capital ratio target, minimum (medium term)
  “Based on the authorities’ CET1 capital ratio requirements and the Pillar 2 guidance, the Group’s CET1 capital ratio target is a minimum of 16.74%.” (p. 13)
• Dividend policy: approximately 50% of profit for the year as cash dividend, supplemented by share buyback (policy)
  “The Group’s dividend policy is to distribute approximately 50% in cash dividend of the profit for the year.” (p. 13)
• Norges Bank policy rate expected to remain broadly at current level in near term (near term)
  “the interest rate forecast indicates that the policy rate is likely to remain broadly at its current level in the near term.” (p. 13)

Guidance against the outcome

Amounts in NOK million. Each outcome counts from the day the report with the actual figure was published, as a backtest sees it. Hover a metric for the report's own words; click the date or the actual figure to open the report on its page.

Guidance only counts when it names a year or quarter and a figure the reports show: revenue, operating profit, margins, EPS and bank and insurance ratios. Read by an AI model and can be wrong. Not investment advice.