SpareBank 1 Nordmøre SNOR
Oslo Børs · Financial Services · Banks - Regional
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Annual accounts for SpareBank 1 Nordmøre
| NOK million | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 786 | 894 | 1,018 | 1,045 |
| EBITDA | – | – | – | – |
| Net income | 316 | 292 | 459 | 473 |
| Balance sheet | ||||
| Equity | 3,579 | 3,758 | 4,164 | 4,603 |
| Total debt | 6,797 | 6,563 | 6,581 | 6,603 |
| Cash | 80 | 88 | 87 | 82 |
| Net debt | 6,717 | 6,475 | 6,494 | 6,521 |
| Ratios and per share | ||||
| EBITDA margin | – | – | – | – |
| Profit margin | 40.2% | 32.7% | 45.1% | 45.3% |
| Return on equity | 8.8% | 7.8% | 11.0% | 10.3% |
| Earnings/share (NOK) | 34.87 | 32.23 | 50.66 | 52.34 |
| Book value/share (NOK) | 394.96 | 414.79 | 459.56 | 509.38 |
| Shares outstanding (M) | 9 | 9 | 9 | 9 |
From the annual statements (Yahoo Finance), in the currency the company reports in. Per-share figures use the shares at the year end. Charts and annual figures →
Quarterly figures from the reports
BetaFrom the company's own reports: 12 reports read by AI, every figure checked against the report's page and arithmetic.
Source: the Q2 2026 report, page 21, published 2026-08-14.
| Quarter | Total income | Profit before losses | Profit | EPS | Adj. EPS | Source |
|---|---|---|---|---|---|---|
| Q2 2026 | 333 | 216 | 165 | 6.09 | … | Q2 2026, p. 21 |
| Q1 2026 | 245 | 126 | 75 | 2.84 | … | Q1 2026, p. 23 |
| Q4 2025 | 264 | 143 | 112 | 4.45 | … | Q4 2025, p. 27 |
| Q3 2025 | 280 | 170 | 119 | 4.73 | … | Q3 2025, p. 25 |
| Q2 2025 | 324 | 208 | 158 | 6.33 | … | Q2 2025, p. 29 |
| Q1 2025 | 241 | 133 | 84 | 3.46 | … | Q1 2026, p. 23 |
| Q4 2024 | 293 | 185 | 119 | 4.86 | … | Q4 2024, p. 28 |
| Q3 2024 | 304 | 202 | 154 | 6.33 | … | Q3 2024, p. 28 |
| Q2 2024 | 241 | 134 | 84 | 3.43 | … | Q2 2024, p. 28 |
| Q1 2024 | 252 | 149 | 98 | 4.02 | … | Q1 2024, p. 26 |
| Q4 2023 | 238 | 127 | 80 | 3.41 | … | Q4 2023, p. 25 |
| Q3 2023 | 221 | 118 | 74 | 3.10 | … | Q3 2023, p. 28 |
Amounts in NOK million, EPS in NOK. Each quarter as first reported, as a backtest would have seen it. Adjusted EPS (without one-off items) is shown once the one-off items have been checked against the companies' own adjusted figures.
One-off items in the reports
- 2026-06-30 Impairment on loans and guarantees, group, second quarter 2026: −27.0 NOK million (Q2 2026, p. 21)
- 2025-06-30 Provision for cost under the court ruling on the fixed price paid to SpareBank 1 Utvikling DA (Tietoevry case), covering 2023 to Q2 2025: −7.0 NOK million (Q3 2025, p. 13)
Found by AI and still being validated: hover for the report's own words.
Sign in for free to open each report on the page a figure comes from.
Extracted by an AI model from the reports and can be wrong. Not investment advice.
Key figures
| P/E | 3.6 |
| P/B | 0.4 |
| EV / EBITDA | – |
| Net debt / EBITDA | – |
| Return on equity | 10.3% |
| Profit margin | 45.3% |
| Beta 1Y | 0.14 |
| Revenue growth 1Y | +2.7% |
| Revenue CAGR 3Y | +10.0% |
| Earnings/share CAGR 3Y | +14.5% |
| ROE avg. 3Y | 9.7% |
Ratios use the latest annual report that was public 90 days after the year end.
Dividends per share (NOK)
| 2026 | 11.00 |
| 2025 | 8.50 |
| 2024 | 7.00 |
| 2022 | 5.00 |
Not investment advice. Figures may contain errors from the data source.