Sparebanken Øst SPOG
Oslo Børs · Financial Services · Banks - Regional
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Annual accounts for Sparebanken Øst
| NOK million | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 698 | 917 | 1,040 | 950 |
| EBITDA | – | – | – | – |
| Net income | 79 | 118 | 141 | 141 |
| Balance sheet | ||||
| Equity | 4,792 | 4,914 | 5,022 | 5,042 |
| Total debt | 22,735 | 23,611 | 23,867 | 23,366 |
| Cash | 486 | 417 | 431 | 256 |
| Net debt | 22,249 | 23,193 | 23,436 | 23,109 |
| Ratios and per share | ||||
| EBITDA margin | – | – | – | – |
| Profit margin | 11.4% | 12.8% | 13.6% | 14.9% |
| Return on equity | 1.7% | 2.4% | 2.8% | 2.8% |
| Earnings/share (NOK) | 3.83 | 5.67 | 6.80 | 6.82 |
| Book value/share (NOK) | 231.16 | 237.01 | 242.24 | 243.22 |
| Shares outstanding (M) | 21 | 21 | 21 | 21 |
From the annual statements (Yahoo Finance), in the currency the company reports in. Per-share figures use the shares at the year end. Charts and annual figures →
Quarterly figures from the reports
BetaFrom the company's own reports: 13 reports read by AI, every figure checked against the report's page and arithmetic.
Source: the Q3 2026 report, page 12, published 2026-10-28.
| Quarter | Total income | Profit before losses | Profit | EPS | Adj. EPS | Source |
|---|---|---|---|---|---|---|
| Q3 2026 | 208 | 112 | 77 | 1.07 | … | Q3 2026, p. 12 |
| Q2 2026 | 231 | 149 | 106 | 1.46 | … | 2. kvartal 2026, p. 12 |
| Q1 2026 | 220 | 118 | 86 | 1.18 | … | Q1 2026, p. 11 |
| Q4 2025 | 225 | 128 | 90 | 1.24 | … | Q4 2025, p. 14 |
| Q3 2025 | 243 | 146 | 102 | 1.41 | … | Q3 2025, p. 12 |
| Q2 2025 | 330 | 245 | 202 | 2.78 | … | 2. kvartal 2025, p. 12 |
| Q1 2025 | 240 | 145 | 100 | 1.38 | … | Q1 2025, p. 11 |
| Q4 2024 | 242 | 148 | 105 | 1.45 | … | 4. kvartal 2024, p. 14 |
| Q3 2024 | 261 | 170 | 122 | 1.68 | … | Q3 2024, p. 3 |
| Q2 2024 | 254 | 176 | 126 | 1.73 | … | 2. kvartal 2024, p. 3 |
| Q1 2024 | 282 | 185 | 141 | 1.94 | … | 1. kvartal 2024, p. 11 |
| Q4 2023 | 240 | 147 | 105 | 1.45 | … | 4. kvartal 2023, p. 15 |
Amounts in NOK million, EPS in NOK. Each quarter as first reported, as a backtest would have seen it. Adjusted EPS (without one-off items) is shown once the one-off items have been checked against the companies' own adjusted figures.
One-off items in the reports
- 2025-06-30 Gain on sale of the bank's shares in Eksportfinans ASA: +80.1 NOK million (2. kvartal 2025, p. 4)
- 2025-03-31 One-off effect from a change in model parameters for stage 3 modelled credit loss provisions in Q1 2025: −1.3 NOK million (Q1 2025, p. 22)
- 2024-12-31 Engangseffekter i netto provisjonsinntekter, Q4 2024: +2.6 NOK million (4. kvartal 2024, p. 8)
- 2024-03-31 Net positive effect from Eksportfinans distributions (dividend and fair value change) in Q1 2024, excluded when comparing to Q1 2025: +31.0 NOK million (Q1 2025, p. 4)
- 2022-12-31 Gain recognised from the realisation of Visa Inc. shares by VN Norge AS: +3.0 NOK million (4. kvartal 2023, p. 8)
Found by AI and still being validated: hover for the report's own words.
Sign in for free to open each report on the page a figure comes from.
Extracted by an AI model from the reports and can be wrong. Not investment advice.
Key figures
| P/E | 10.5 |
| P/B | 0.3 |
| EV / EBITDA | – |
| Net debt / EBITDA | – |
| Return on equity | 2.8% |
| Profit margin | 14.9% |
| Beta 1Y | 0.06 |
| Revenue growth 1Y | −8.6% |
| Revenue CAGR 3Y | +10.8% |
| Earnings/share CAGR 3Y | +21.2% |
| ROE avg. 3Y | 2.7% |
Ratios use the latest annual report that was public 90 days after the year end.
Dividends per share (NOK)
| 2026 | 6.90 |
| 2025 | 6.40 |
| 2024 | 5.40 |
| 2022 | 3.85 |
| 2021 | 1.00 |
Not investment advice. Figures may contain errors from the data source.