United Bankers Oyj UNITED.HE
Nasdaq Helsinki · Financial Services · Asset Management
20.80 EUR
−3.3%
2026-11-06
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Annual accounts for United Bankers
| EUR million | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 43 | 46 | 55 | 51 |
| EBITDA | – | – | – | – |
| Net income | 13 | 13 | 18 | 13 |
| Balance sheet | ||||
| Equity | 48 | 51 | 61 | 61 |
| Total debt | 2 | 2 | 1 | 3 |
| Cash | 0 | 0 | 0 | 0 |
| Net debt | 2 | 2 | 1 | 3 |
| Ratios and per share | ||||
| EBITDA margin | – | – | – | – |
| Profit margin | 29.0% | 28.9% | 32.5% | 25.1% |
| Return on equity | 26.3% | 26.0% | 29.5% | 21.1% |
| Earnings/share (EUR) | 1.18 | 1.24 | 1.65 | 1.19 |
| Book value/share (EUR) | 4.49 | 4.75 | 5.60 | 5.64 |
| Shares outstanding (M) | 11 | 11 | 11 | 11 |
From the annual statements (Yahoo Finance), in the currency the company reports in. Per-share figures use the shares at the year end. Charts and annual figures →
Key figures
| P/E | 17.5 |
| P/B | 3.7 |
| EV / EBITDA | – |
| Net debt / EBITDA | – |
| Return on equity | 21.1% |
| Profit margin | 25.1% |
| Beta 1Y | 0.14 |
| Revenue growth 1Y | −7.2% |
| Revenue CAGR 3Y | +6.0% |
| Earnings/share CAGR 3Y | +0.2% |
| ROE avg. 3Y | 25.5% |
Ratios use the latest annual report that was public 90 days after the year end.
Dividends per share (EUR)
| 2026 | 1.16 |
| 2025 | 1.10 |
| 2024 | 1.00 |
| 2023 | 0.90 |
| 2022 | 0.80 |
Not investment advice. Figures may contain errors from the data source.